Three Oaks ZIP Code List — Berrien County, MI

There is one unique ZIP code in Three Oaks, Michigan and it is 49128. Area code: 269.
1
ZIP codes
43.71
sq mi land
0.31
sq mi water
269
area code
Three Oaks, MI ZIP code map

About Three Oaks, MI

Three Oaks, Michigan, is a charming village located in Berrien County. Known for its artistic community and vibrant local culture, it offers a unique blend of small-town charm and progressive values. This picturesque village is ideal for those who appreciate a tranquil lifestyle while being close to artistic and recreational opportunities.

Location & geography

The village of Three Oaks covers a total area of 43.71 square miles, with a minor water area of 0.31 square miles. It is situated in southwest Michigan, approximately 15 miles from the shores of Lake Michigan and near the bustling city of New Buffalo. Nearby cities include Bridgman at about 8 miles north, Sawyer roughly 6 miles northwest, and St. Joseph approximately 21 miles to the south.

Community & economy

Three Oaks boasts a tight-knit community characterized by its friendly residents and vibrant local culture. The economy primarily revolves around small businesses, agriculture, and tourism, particularly due to its arts scene and proximity to outdoor recreation. Daily life in Three Oaks is punctuated with community events, farmer's markets, and local galleries that showcase the works of area artists.

Transportation

Main access to Three Oaks is provided by U.S. Route 12, which runs east-west through the village. The nearest major airport is South Bend International Airport, located approximately 40 miles to the south in Indiana. Public transit options are limited, but residents often rely on personal vehicles for transportation.

History

Three Oaks was officially established in the late 19th century, with significant development occurring due to its role in the woodworking and agriculture industries, particularly during the lumber boom. The village has hosted various cultural events over the years, reflecting its commitment to the arts and community engagement. Notably, Three Oaks is home to the famous Evergreen Literary Festival, celebrating local and regional writers.

Did you know?

One surprising fact about Three Oaks is that it has a rich history of being a resort town during the late 19th and early 20th centuries, attracting visitors to its natural landscapes. Additionally, the village has a distinctive collection of antique shops and galleries that highlight its commitment to the arts.

ZIP codes for Three Oaks, MI (1)
ZIP code City County Map
49128 Three Oaks Berrien View map

Demographics & statistics

3,422
Population
50.1
Median age
$67,813
Median household income
$43,146
Per capita income
$230,900
Median home value
$900
Median monthly rent
83.1%
Home ownership
6.7%
Poverty rate
2.7%
Unemployment
1,707
Housing units
23.1%
Bachelor's or higher

Age distribution

Male Female
67
Under 5
72
128
5–9
139
76
10–14
83
91
15–19
98
38
20–24
42
170
25–34
183
123
35–44
133
256
45–54
278
130
55–59
140
186
60–64
201
247
65–74
267
104
75–84
112
28
85+
30
← Male
Female →

Age summary

GroupCount%
Under 1866019.3%
18 and over2,76280.7%
65 and over78823.0%
Median age50.1 years

Race & ethnicity

White 76.2%
Two or more races 10.7%
Hispanic or Latino 9.8%
Other race 2.5%
Asian 0.7%
Black or African American 0.1%
GroupCount%
White2,89176.2%
Two or more races40510.7%
Hispanic or Latino3729.8%
Other race962.5%
Asian250.7%
Black or African American50.1%

Household income

Under $10k 5.5%
$10k–$15k 3.2%
$15k–$25k 6.8%
$25k–$35k 8.7%
$35k–$50k 9.6%
$50k–$75k 20.6%
$75k–$100k 10.4%
$100k–$150k 17.9%
$150k–$200k 10.2%
$200k+ 7.1%
Range% of households
Under $10k5.5%
$10k–$15k3.2%
$15k–$25k6.8%
$25k–$35k8.7%
$35k–$50k9.6%
$50k–$75k20.6%
$75k–$100k10.4%
$100k–$150k17.9%
$150k–$200k10.2%
$200k+7.1%
Median income$67,813

Housing

Home values

Under $50k 7.1%
$50k–$100k 7.7%
$100k–$150k 12.4%
$150k–$200k 16.4%
$200k–$300k 21.6%
$300k–$500k 22.0%
$500k–$1M 11.6%
$1M+ 1.3%

Housing overview

MetricValue
Median home value$230,900
Median rent / month$900
Owner occupied83.1%
Renter occupied16.9%
Vacant24.5%
Single-family detached88.8%
Large apartment buildings0.0%
Mobile homes6.4%
Median rooms6.0
Avg household size (owned)2.20

Year built

Era%
2020 or later0.9%
2010–20194.2%
2000–20096.2%
1990–19996.0%
1980–19898.8%
1970–197916.8%
1960–19698.3%
1950–195917.6%
1940–194910.4%
1939 or earlier20.8%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom3.2%
2 bedrooms26.1%
3 bedrooms52.7%
4 bedrooms15.0%
5+ bedrooms3.0%

Vehicles per household

Vehicles% of households
No vehicle5.6%
1 vehicle32.6%
2 vehicles34.3%
3 or more27.4%

Heating fuel

Fuel type%
Utility gas44.6%
Electricity24.9%
Propane / LP gas16.6%
Fuel oil7.9%
Wood5.1%
No fuel used0.5%

Households & families

Household typeCount%
Married-couple family75651.2%
Cohabiting couple896.0%
Male householder, no spouse25217.1%
Female householder, no spouse38025.7%
Households with children under 1832922.3%
Households with seniors (65+)60641.0%
Average household size2.32

Marital status

StatusMaleFemale
Never married22.9%26.7%
Married61.1%51.2%
Separated0.7%1.0%
Widowed0.0%10.9%
Divorced15.3%10.2%

Education

Less than 9th grade 2.2%
Some HS, no diploma 3.1%
HS graduate 38.0%
Some college, no degree 20.1%
Associate's degree 13.6%
Bachelor's degree 12.3%
Graduate / professional 10.8%
Metric%
HS diploma or higher94.7%
Bachelor's or higher23.1%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool416.4%
Kindergarten8713.5%
Elementary school32350.2%
High school10015.5%
College / grad school9314.4%

Employment

Industry of employment

Education & healthcare 16.4%
Arts, food & hospitality 15.3%
Manufacturing 14.6%
Transportation & utilities 12.7%
Retail trade 10.0%
Professional & management 9.2%
Construction 6.1%
Finance & real estate 5.1%
Public administration 4.7%
Other services 4.6%
Agriculture & mining 1.0%
Wholesale trade 0.4%

Occupation

Category%
Management, business & arts28.2%
Service23.4%
Sales & office24.2%
Natural resources & construction7.3%
Production & transportation16.9%

Employment type

Type%
Private sector73.5%
Government15.1%
Self-employed11.2%
Unpaid family workers0.2%

Commute

Method%
Drive alone81.2%
Carpool7.2%
Public transit0.1%
Walk2.0%
Other means2.3%
Avg commute (minutes)25.3

Poverty

All people 6.7%
Under 18 years 5.9%
18 and over 6.8%
Married-couple families 0.8%
Female-led households 13.3%

Income support

Source% of households
Social Security43.1%
Retirement income24.8%
Supplemental Security4.5%
Cash public assistance3.4%
Food stamps / SNAP6.5%

Health indicators

Condition%
High blood pressure35.1%
High cholesterol37.2%
Heart disease7.4%
Stroke3.3%
Asthma10.6%
Arthritis30.3%
Kidney disease3.1%
Pulmonary disease8.2%
Cancer7.8%
Behavior / access%
Binge drinking18.5%
No physical activity20.0%
Less than 7 hrs sleep31.9%
Fair or poor health14.5%
Poor mental health15.6%
Poor physical health11.3%
No health insurance9.2%
Visited doctor (checkup)75.0%
Visited dentist68.7%
Cholesterol screening92.3%
Teeth loss11.5%

Veterans & disability

VeteransCount%
Civilian veterans1615.8%
Disability%
Any disability16.0%
Under 183.0%
18–64 years15.3%
65 and over28.6%

Health insurance coverage

Type%
Private insurance73.3%
Public insurance38.5%
Uninsured under 191.2%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only3,28395.9%
Spanish1203.7%
Other Indo-European1033.1%
Asian & Pacific Islander00.0%
Other languages170.5%

Place of birth & citizenship

OriginCount%
Native born (US)3,30596.6%
Born in same state3,21293.9%
Born in different state1,31638.5%
Foreign born932.7%
Naturalized citizen1173.4%
Not a US citizen2924.8%

Ancestry

AncestryCount%
French44813.1%
Italian3058.9%
English2096.1%
Arab1203.5%
Irish200.6%
AncestryCount%
Polish190.6%
Norwegian90.3%
Dutch90.3%
German30.1%

Technology access

Metric% of households
Computer access43.2%
Internet access92.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What is the ZIP code for Three Oaks, MI?
Three Oaks, MI has one ZIP code: 49128.
What is the main ZIP code for Three Oaks, MI?
The primary ZIP code for Three Oaks, MI is 49128. The city uses area code 269 for phone service.
What county is Three Oaks, MI in?
Three Oaks is located in Berrien County, Michigan.
How many ZIP codes are in Three Oaks, MI?
Three Oaks, MI has 1 ZIP code.
What is the ZIP code for downtown Three Oaks and the historic business district along Silver Street?
The downtown Three Oaks area, including the historic business district along Silver Street, uses ZIP code 49128.
What ZIP code should I use for mailing addresses to Three Oaks' town hall and civic center?
Three Oaks' town hall and civic center are located in ZIP code 49128, which serves the entire municipality.
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